Handyman Public Liability

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Handyman Public Liability

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jay81

Post subject: Handyman Public Liability

Posted: Tue Jul 19, 2011 10:47 am

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Hi Everyone
As there are a few handymen on here please could you tell me who you get your insurance through?
Mine is up for renewal and have just found out that for the past three years i have not been covered for everything a handyman does, the company does not give a Handyman option and only allow three trades to be included in the policy plus their excess is fairly high.

Thanks
Jason

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Jason

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wine~o

Post subject: Re: Handyman Public Liability

Posted: Tue Jul 19, 2011 10:50 am

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try these, Think I paid about £90 all in as a sole trader..under property maintenance /Handyman...

http://tradedirectinsurance.co.uk/

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jay81

Post subject: Re: Handyman Public Liability

Posted: Tue Jul 19, 2011 8:14 pm

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thanks wine~o
did you have any problems with what a companies definition of property maintenance is. As after being on the phone to a few companies today it seems that you are not even allowed to go near a dripping tap as this is classed as major plumbing!! :wtf:

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Jason

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wine~o

Post subject: Re: Handyman Public Liability

Posted: Wed Jul 20, 2011 7:27 am

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never had to make a claim...so will cross that bridge when I come to it!!

if you need to contact them call 08000 280380

Just checked the exclusions

No excavation of more than 2 metres

no work on properties not occupied as private dwellings

no Hazardous works

no use of heat (More details in the actual policy)

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northwales4u

Post subject: Re: Handyman Public Liability

Posted: Wed Jul 20, 2011 1:13 pm

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mine is with Fortis and pay about £140 a year - I had to ask them to change the height I am allowed to work at, they did put something silly like 5m.

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Mike
http://rebuildingatimberbungalow.blogspot.com/
any advice welcome

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jay81

Post subject: Re: Handyman Public Liability

Posted: Wed Jul 20, 2011 5:25 pm

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All sorted now thanks for your help, found a company called Tradesman Saver who have done it for £78 for the year
Thanks again
Jason

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Jason

THERE IS ONLY ONE HOTSPUR!!!!!!!!

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