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 Post subject: Car insurance
PostPosted: Mon Sep 11, 2017 10:23 am 
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Mines due at the beginning of next month and I'm getting a few prices.

Is anyone else finding that their insurance has gone up this year?

My car is the same, no points etc but mines up by almost £100 with several insurers.

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 Post subject: Re: Car insurance
PostPosted: Mon Sep 11, 2017 11:23 am 
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Yes, I questioned mine, they said part was Gov't tax increase etc etc but as they were still the best/cheapest (have 3 grown up Kids on mine) I stayed after a rant.


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 Post subject: Re: Car insurance
PostPosted: Mon Sep 11, 2017 5:09 pm 
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I changed my car in feb £6 extra till my renewal - then they hit me - I did shop around, for £30-40 price difference between insurers it wasn't worth the hassle, so I renewed after some debate with a member of there staff

But then again I have gone from a group 7 to group 13


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 Post subject: Re: Car insurance
PostPosted: Mon Sep 11, 2017 10:40 pm 
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Monthly installments have gone up by a fair amount, a years insurance is about £260, payed monthly it adds another £70

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 Post subject: Re: Car insurance
PostPosted: Tue Sep 12, 2017 5:03 am 
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Yep mine went up so I shopped around and got quotemehappy.com to cut my renewal by over £100


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 Post subject: Re: Car insurance
PostPosted: Tue Sep 12, 2017 8:32 am 
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The man with no aim wrote:
Yep mine went up so I shopped around and got quotemehappy.com to cut my renewal by over £100
I just got a quote from them. They quoted me £780!!! Somethings not right there

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 Post subject: Re: Car insurance
PostPosted: Tue Sep 12, 2017 6:13 pm 
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I use compare the market... sometimes I use their quotes as a bargaining tool when talking to my current insurers and sometimes switch.

I've got five meerkat toys so far. :lol:

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 Post subject: Re: Car insurance
PostPosted: Thu Sep 14, 2017 6:26 pm 
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wine~o wrote:
I use compare the market... sometimes I use their quotes as a bargaining tool when talking to my current insurers and sometimes switch.

I've got five meerkat toys so far.
Yeah I think I've got my best quote from them, and it's with hastings, my existing insurer, who have quoted me much more to renew.

There is a sh*t load of pillocking going on with insurers when it comes to renewals. They quote you high, so you either pay the increased premium price, or you look elsewhere, only to find that you end up back with them for a cheaper price through a comparison site.

Win win for them

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 Post subject: Re: Car insurance
PostPosted: Thu Sep 14, 2017 7:04 pm 
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Thing is Fitzy that some of the companies give a discount if you are switching to them. Some match their online "new quote" some don't.

I've found LV pretty good at matching online prices... and if you go via CTMeerkat you still get the toy. :help:

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 Post subject: Re: Car insurance
PostPosted: Fri Sep 15, 2017 2:55 pm 
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that happened to me last year Direct line sent me a renewal, got a fresh quote online from them £220 cheaper exact same cover with a lower excess

Edit. LV quoted me £2800 this year and that's with 12 years ncd


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 Post subject: Re: Car insurance
PostPosted: Fri Sep 15, 2017 8:10 pm 
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flash22 wrote:

Edit. LV quoted me £2800 this year and that's with 12 years ncd


NOOOOOOOOOOOOOOOO I pay less than £280 inc business use... :shock: :? :shock: :?

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 Post subject: Re: Car insurance
PostPosted: Fri Sep 15, 2017 10:13 pm 
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Run an online quote with whoever you are already with if possible, then ring up and ask why its cheaper online than the renewal they sent....

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 Post subject: Re: Car insurance
PostPosted: Sat Sep 16, 2017 6:53 pm 
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Think you got the wrong end of the stick

The LV was just a quote - if I think back most I have paid is £700 fully comp that's what you get for living within the M25, parked on the street

I got a quote on a Jag XK8R cheapest quote was £4k with zero NCB (second car on its own policy)


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 Post subject: Re: Car insurance
PostPosted: Sun Sep 17, 2017 7:19 pm 
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I'm about £260 fully comp for the Volvo and now junior has been taken off the wife's Fiesta she's £3.97 a month until July

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 Post subject: Re: Car insurance
PostPosted: Sun Sep 17, 2017 7:25 pm 
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I've taken out insurance with Tesco in the end.

Done lots of comparison sites and they turned out to be the best, through "go compare" which also gets me £29 cash back with my quidco account.

Funny thing happened. I put my details into gocompare, and just like all the other sites my current insurer, Hastings direct came out cheapest. When I clicked on the link to their site they asked for additional details and then came back with "sorry we can't quote you"

Their renewal quote was £383 and their quote via comparison sites were all around £315 but they won't give me it online.

I would have phoned them and tried to get the lower one, but I've tried it before and they suggested cancelling the renewal and taking the online one instead.

I probably should have cancelled the renewal first, but a change is as good as a rest.


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