Ok, here we go. I rushed off to the local Travis Perkins who had 3 of the lever things you suggested Scruff, my plan being to replace the one I thought was faulty, identified by seemingly never ending spinning before it opened or closed. By a stroke of luck, TP also had one of the 'red steering wheel' valves in stock too, which I had a closer look at, and I discovered that they're supposed to turn heaps of times, rather than just about a 1/4 - 1/2 turn that two of ours were doing.
Got back, got the spanners out and set about replacing the one on the cold fill to the loft, only to discover that I am nowhere near strong enough to remove the nuts. I had a couple of huge adjustable spanners but only succeeded in twisting the whole pipe! I got as far as getting the gas bottle and flame thrower to the back door, then had another go with the spanners before casually trying to operate one of the valves. Seems messing around trying to remove them had somehow freed them up

I'd left the hot taps in the bathroom on and as soon as I turned the valve I could hear water pouring out

We thought we'd better replace the ballcock in the tank before trying the cold feed!
So I left my Mum in the loft while I went to work, to make sure the pump switch off and the tank didn't overflow, all seems to be working A OK.
Thank you very much Scruff, it must be frustrating trying to help people when they don't know what they're doing or how they end up fixing things!
